Cross Threading ( something I don't like to mention on a bike forum , but Ho Hum ) I plan not to retire.
I like my job

and now work flexi time , can even do a 4 day week.
And the idea of getting my pension on top of my wages gives me a warm fuzzy........
Like today...to get back to bikes.
Sloped of midday to service the rear caliper and replace the pads , not looking too shabby in there for 3 winters worth of salt and 45,000 ish miles.
The benefits of regular maintenance.......even if I do rarely wash it ...

Ho Hum