Let me try to clarify the ball bearing thing: the clutch actuator assembly uses loose ball bearings inside the actuator assembly itself. You do
NOT need to take the actuator apart if you replace the clutch cable, you will just remove the whole actuator assembly, being careful to not let it come apart, so you can easily replace the clutch cable. In fact, you could probably replace the cable without removing the actuator assembly at all.
My bike is almost on 94k miles, my clutch cable, and clutch plates for that matter, are still the originals and there is no need to replace either yet. The adjuster screws either side of the cable is for adjusting
cable slack, it is not for adjusting where the clutch bites/releases, that kind of adjustment is done on the actuator itself. The way you are describing it I am thinking your clutch actuator needs to be adjusted properly, an relatively easy <10 minutes job, and that it's not a cable problem at all.
Go to the Oily Rag --> General section, find the thread that has the manuals and download the
service maual for the DL650A. The manual is in PDF format, go to section 2-17 of the manual (page 39 of the PDF.) It has the information on how to adjust the clutch properly, follow that, problems sorted
