Last year my cheapest quote out of 25 was £126 (7yrs NC) but I didn't trust the company so I went for another at £225 (full everything with NCP and £250 excess)
In the beginning of this July I got T-boned by a car (low speed thankfully so no broken bones, just bruises) and despite not actually saying much to the insurance company other than 'I just got t-boned' I seemed to have made a claim. Seriously, I was unaware that I had made a claim until I got an email asking for my bank details...
They paid up quickly enough, but when it came round to the renewals only 3 of those 25 would now insure me, my current insurers not amongst them.
The cheapest quote - surprisingly (I thought) was £152 from MCE - but with only 2 free callouts in a year, a mickey mouse breakdown service and £750 Helmet & Leathers cover I was a bit dubious - then I saw the excess...£450! as the saying goes...WTF?
Then I saw it was repeated on every quote. This for a no-fault claim...
Ironically the best quote is £328 from Bennets - with unlimited callouts, £1500 H & L and RAC breakdown cover - My Glee has now done 96000 miles and is still grumbling at being twatted by a car (poor dear) so I didn't want to take any chances.
anyway - I'm going to shut up before this gets moved to the moaning old git thread!
Insurers make me so