Author Topic: Insurance!! 😡😡😡  (Read 669 times)

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Offline Keith60

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Insurance!! 😡😡😡
« on: April 06, 2021, 19:43:53 »
Insurance!!  😡😡.  Got my renewal from Bennett’s today for my new Tiger 900 GT Pro.  Admittedly I had a fault accident 14 months ago.  First in over 40 years!  But at 61 years of age it was £479!!  WTF!!
So Comparethemarket.com was tried!  Cheapest Hastings Direct Premier ar £191, which included my extras, legal insurance, leathers & helmet cover and £300 excess instead of £550 excess with Bennett’s.  A phone call to Bennett’s reduced it by £80 but still nowhere near Hastings!  No brainier!!
Never too old to ride!

Online UK_Vstrom650

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Re: Insurance!! 😡😡😡
« Reply #1 on: April 06, 2021, 21:04:14 »
Yup, it pays to shop around. Bennett's once quoted me £1500 on my V-Strom and that's with 9+ years NCB  lol

Offline clutchspring

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Re: Insurance!! 😡😡😡
« Reply #2 on: April 07, 2021, 07:47:14 »
They all try it on every year . Best to ring round a few & get cheeky when they say what's your best quote that you've  had.
Last year cheapest  quote I got was around £210 fully comp with legal cover ,brakedown uk and eu.
Rang another well-known broker told them they had to better that and they did by £40.for the same level of cover.  I was happy with that for bike worth £9,000.
Ian.

Online StromGeeza

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Re: Insurance!! 😡😡😡
« Reply #3 on: April 07, 2021, 09:05:42 »
If you think insurance companies try to screw you at renewal, that's nothing to what they're like when you need to make a claim.

Offline Mr Nick

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Re: Insurance!! 😡😡😡
« Reply #4 on: April 07, 2021, 09:13:35 »
Carole Nash tried the same with me last year on the vintage policy on the old girls as it had crept up to £250, so I ended up switching to RH Insurance for £84 on comparable terms. They seem to be a decent business to deal with & I'll give them a shout when the KTM policy comes up for renewal as they do cover modern bikes if you have classics with them already.
Seems pearl asbo orange is faster after all....

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Offline falkland bomber

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Re: Insurance!! 😡😡😡
« Reply #5 on: April 07, 2021, 10:25:09 »
I have had the same issue with Bennett's they quoted me nearly £500 so went on line to a comparison site and blow me Bennett's came up as the cheapest at £190 just makes you wonder what these companies are up to ?
Old Bald Soldier

Offline stevewestern

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Re: Insurance!! 😡😡😡
« Reply #6 on: April 07, 2021, 10:31:32 »
My Carole Nash renewal was almost double last years so I tried Bennett, who were less then last years.
I called Carole Nash to see what they could do and yes, they dropped their price but were still quite a bit more.
Bennetts it is for me this year!

Offline V-Twin

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Re: Insurance!! 😡😡😡
« Reply #7 on: April 28, 2021, 15:37:29 »
This years renewal for me was £154
Includes, phone & gadgets up to £500.
Helmet & leathers replace, handbag & wallet £500. (handy as I might have both)
RAC roadside assist. Protected NCD
BeWiser.

Offline kwackboy

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Re: Insurance!! 😡😡😡
« Reply #8 on: April 28, 2021, 19:08:56 »
Handbag ...  Do you own one ?  :grin:
Chief trouble maker 🙂

Offline V-Twin

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Re: Insurance!! 😡😡😡
« Reply #9 on: April 28, 2021, 19:33:27 »
Chief trouble maker 🙂

 :stirpot:

It's called a Man Bag.  For the more educated of us.  :grin:

Offline timangus

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Re: Insurance!! 😡😡😡
« Reply #10 on: April 28, 2021, 20:02:58 »
I had a 6 wheel policy from Carole Nash which went up £50 to £450. After a check online for separate policies I got them down to £350. The odd thing was CN were the best separate bike quote! This covers me comp on the V Strom and my MX5 and includes recovery and EU cover.

Online Fat Rat

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Re: Insurance!! 😡😡😡
« Reply #11 on: April 28, 2021, 22:28:25 »
I am outraged, I have just had to renew the insurance on my Glee, £64 fully comp. It's robbery I tell you.  :smirk:

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Offline FragglePete

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Re: Insurance!! 😡😡😡
« Reply #12 on: April 28, 2021, 23:02:01 »
Happens every year.  And notice how motorcycle insurance seems to have a 'renewal fee' ?  Never seen that on my car or house insurance.

Direct Line were just as bad this year when our renewal came up.  Phoned up in the morning and told can you do better, and was told no.... OK, I'll have a think and maybe phone later.  Phoned in the afternoon, different agent and this time a discount could be applied which brought it down to what we paid last year.   :icon_exclaim:

Pete
FragglePete

Offline kwackboy

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Re: Insurance!! 😡😡😡
« Reply #13 on: April 29, 2021, 06:25:52 »
£64 fully comp.

Very Cheap .. :thumb:

Surely your location must be the main reason  :shrug:
Chief trouble maker 🙂

Offline V-Twin

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Re: Insurance!! 😡😡😡
« Reply #14 on: April 29, 2021, 09:49:23 »
Surely your location must be the main reason  :shrug:

No Kwackboy, Its his age. :shock:

Offline HTMLHugo

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Re: Insurance!! 😡😡😡
« Reply #15 on: April 30, 2021, 15:15:48 »
yeah they must be having a tough time of it,

mine went up by 60 quid on last year (1st year with full licence) so they quoted £750!!

I phoned them up and it dropped to £380, suggested it was because I had engine bars??

did a few comparison jobs and ended up with devitts at £206 that's a big difference and still not particularly cheap considering some of the other quotes. I now have 2 years no claims.

1984 - It's the future!!